RESULTS DRIVEN

Strong Estrada, PLLC offers tailored services based on the needs of each institution. Our dedicated team of mortgage professionals can provide support for your strategic initiatives. We offer support, risk analysis, management, and mitigation.

CORPORATE COMPLIANCE & BOARD OF DIRECTOR OVERSIGHT

Board meeting management
Oversight of the institution’s compliance management system
Change management
Risk assessment
Corrective action

MORTGAGE ORIGINATION

Ability to Repay and Qualified Mortgages (ATR/QM)
High-Cost mortgages (HOEPA)
Home mortgage disclosure reporting requirements (HMDA)
Mortgage appraisals and other written valuations (ECOA)
Escrows for higher priced mortgages (TILA)
TILA/RESPA Integrated Disclosure (TRID)
Appraisals
Underwriting
Escrow accounts and insurance

MORTGAGE SERVICING

Consumer reporting
Information sharing and privacy
Collections and accounts in bankruptcy
Loss mitigation, early intervention, and continuity of contact
Foreclosures
Forced place insurance
Error resolution procedures
Requests for information
Disclosure requirements regarding post-consummation events
Payment processing
Periodic Statements

REGULATORY COMPLIANCE

Policies and Procedures
Training
Internal Audit
Consumer Complaints
Advertising and marketing
Compensation agreements

SCHEDULE A CONSULTATION

SPECTRUM OF SERVICES

State Examinations
Internal/External Auditing
Warehouse Lender Negotiations
Vendor Management
Compliance Management System Development and Support
Bank Secrecy Act Support
Information Security

Quality Control Management
Investigation and Enforcement
Repurchase Demand Defense
Vendor Management
Complex mortgage fraud investigation
MERS Signing Officer Support
Policy Procedure Development

Third-Party Origination
Contract review and preparation
Diversity, Equity, and Inclusion (DEI) preparation and management
Fractional CFO, General Counsel, Information Security, Compliance, and Privacy Officer Services
General Corporate/Business Consulting
Legislative and Regulatory monitoring